12-team College Football Playoff bracket prediction: Curt Cignetti has done it again

The Hoosiers are having another amazing season, but is it enough right now to get the top spot in the College Football Playoff?
Nov 1, 2025; College Park, Maryland, USA;  Indiana Hoosiers head coach Curt Cignetti walks the sidelines during the first half against the Maryland Terrapins at SECU Stadium. Mandatory Credit: Tommy Gilligan-Imagn Images
Nov 1, 2025; College Park, Maryland, USA; Indiana Hoosiers head coach Curt Cignetti walks the sidelines during the first half against the Maryland Terrapins at SECU Stadium. Mandatory Credit: Tommy Gilligan-Imagn Images | Tommy Gilligan-Imagn Images

The college football regular season is heading into its final month, but once December hits, that is when the real fun begins. Teams have just a few more weeks to impress the College Football Playoff selection committee with big wins to convince them they deserve a spot in the playoff at the end of the season.

For the Indiana Hoosiers, they are in the middle of yet another amazing being 9-0 for the second year in a row. Head coach Curt Cignetti has his team playing better than they did even a year ago, making them look like they could give the kings of college football, the Ohio State Buckeyes, a run for their money.

With the first round of rankings from the committee coming out on Tuesday, November 4, here is a prediction on how the 2025 College Football Playoff will look at the end of the season.

Team

Ranking

Why are they here?

Ohio State Buckeyes

1

Big Ten Champion

Texas A&M Aggies

2

SEC Champion

Texas Tech Red Raiders

3

Big 12 Champion

Georgia Tech Yellow Jackets

4

ACC Champion

Indiana Hoosiers

5

At-large

Alabama Crimson Tide

6

At-large

Ole Miss Rebels

7

At-large

Oregon Ducks

8

At-large

BYU Cougars

9

At-large

Georgia Bulldogs

10

At-large

Notre Dame Fighting Irish

11

At-large

Memphis Tigers

12

Group of Five Champion

Now, Indiana fans may immediately see that the Hoosiers aren't No. 1 and that Ohio State sits at that spot as well as being the Big Ten Champions. In this prediction, the Hoosiers are not the Big Ten champs, but I do believe they will be in the game.

Indiana is certainly having a great season, but the Hoosiers might need a loss heading into the College Football Playoff, just to see what they truly need to work on. When Ohio State lost last season to Michigan, it allowed the Buckeyes to really collect themselves, and they won the Championship as the 8-seed, so being a 5-seed would not be the worst thing for Indiana.

If anything, being the 5-seed could give Indiana a bit of an easier path to the championship. Indiana is, however, the highest-ranked non-champion, which makes it effectively the best team that didn't win a conference championship.

The Hoosiers are playing their best football right now, but they need all the momentum they can get before heading into the postseason, as they will be facing a lot of ranked teams throughout the playoffs, something this team isn't quite used to just yet.

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